Legal & General has one of the largest and most diverse residential platforms

Legal & General Capital (LGC) is a leading direct investor, developer, and operator in residential property. We have a conviction to entering new markets and are actively expanding internationally. We have successfully scaled up multiple operating businesses providing homes for all demographics, ages, and tenures.

We build houses to sell and rent, provide lively retirement communities and are finding new ways to deliver affordable housing.

We are a first-mover in nascent housing markets through use of balance sheet capital and in aligned capital partnerships.

Our approach

Through the wider Legal & General Group, together we employ the UK’s largest team of housing surveyors; support customers by providing housing insurance products; and operate the UK's largest and longest-running mortgage club, Legal & General Mortgage Club, which is involved in around one in five of all mortgages in the UK. Across Legal & General Group we benefit from further expertise in real estate investment across a range of sectors. As part of this we have invested over £30bn in levelling-up regional economies, including through major UK-wide regeneration schemes.

We take a socially orientated investment approach, with a commitment to delivering the housing that our society needs to address structural shortages across every dimension of the market. Beyond simply a commitment of ‘doing the right thing’ we both believe in it and do it, having the capital and ability to invest where we see genuine need over the long term. As a result we have delivered over 16,000 homes in the last three years, filling the gaps in the housing market where we have seen structural under-investment.


We are tackling the housing crisis over the long-term and we care passionately about how we do it: delivering first class developments and customer service is at the heart of what we do. As a sustainable and responsible investor, we have made a commitment to enable all our new homes to operate at net zero carbon emissions from 2030.

As part of this, we have the advantage of linking up with Legal & General’s wider partner network to enable this transition.

The UK’s first net-zero carbon retirement community

Backed by our joint venture with NatWest Group Pension Fund, Inspired Villages is an award-winning operator and developer of later living communities in suburban and rural locations across the UK. 

Millfield Green is the UK’s first net zero retirement (regulated energy) community and the ninth Inspired Village, located in Caddington, central Bedfordshire, bringing forward 200 specialist age-appropriate homes over four phases, with a Gross Development Value of £120m.

View down a street

Our housing platform



Later Living

Man using smartphone

Get in touch

To find out more or speak to one of our team, get in touch.  


This video may contain certain forward-looking statements relating to Legal & General, its plans and its current goals and expectations relating to future financial condition, performance and results. By their nature, forward-looking statements involve uncertainty because they relate to future events and circumstances which are beyond Legal & General’s control, including, among others, UK domestic and global economic and business conditions, market related risks such as fluctuations in interest rates and exchange rates, the policies and actions of regulatory and Governmental authorities, the impact of competition, the timing impact of these events and other uncertainties of future acquisitions or combinations within relevant industries.

As a result, Legal & General’s actual future condition, performance and results may differ materially from the plans, goals and expectations set out in these forward-looking statements and persons reading this document should not place reliance on forward-looking statements. These forward-looking statements are made only as at the date on which such statements are made and Legal & General Group Plc. does not undertake to update forward looking statements contained in this video or any other forward-looking statement it may make.