The UK housing market is at a crunch point. A generation of young people are locked out of the market - the first generation to be worse off than the one before them and unable to think about buying a property unless The Bank of Mum and Dad is on hand to help with their deposit and assist with mortgage payments. But for all the focus on our hard-pressed First Time Buyers, part of the challenge lies much further up the housing ladder – with what we have termed ‘Last Time Buyers’

Last Time Buyers (PDF: 2295KB)